Acknowledgments

Part I. Introduction

Background
The Design of the Experiment

Part II. Effects of Cost Sharing on Use of Medical Services

Total Annual Per Person Expenditure
Episodes of Treatment
Specific Types of Use

Part III. Effects of Cost Sharing on Health Outcomes

Adult Health Status and Patient Satisfaction
Pediatric Health Status

Part IV. Results at the Health Maintenance Organization

Use of Services
Health and Satisfaction Outcomes

Part V. Lessons from the Health Insurance Experiment

Administrative Lessons
Central Findings and Policy Implications

Appendix A. Health Insurance Study Publications

Appendix B. Further Explanation of Design Decisions

Appendix C. Schedule of Benefits in the Family Health Protection Plan

Appendix D. Comparison of the Finite Selection and Conlisk-Watts Models

Notes

References

Index

Joseph P. Newhouse is the John D. MacArthur Professor of Health Policy and Management, Harvard University.

Read More by Joseph P. Newhouse:

• A Measure of Malpractice: Medical Injury, Malpractice Litigation, and Patient Compensation
• The Costs of Poor Health Habits