Cover: Democratizing Finance: The Radical Promise of Fintech, from Harvard University PressCover: Democratizing Finance in HARDCOVER

Democratizing Finance

The Radical Promise of Fintech

Product Details


$35.00 • £30.95 • €31.95

ISBN 9780674987227

Publication Date: 04/05/2022


288 pages

6-1/8 x 9-1/4 inches

25 illus., 20 tables


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Provides a detailed account of the economic and social impacts of financial innovations… We recommend this book to readers…who aspire to comprehend contemporary disruptive innovations in finance and the impact of these innovations on the wider economy.—Kirti Sood and Simarjeet Singh, Journal of Evolutionary Economics

The authors clearly state the roles and responsibilities of governments—again, particularly in developing countries—to promote democracy, but argue that fintech offers a real possibility for changing the world as we know it. This book broadens the vision of fintech’s future and unfurls the democratic potential it might have.Choice

Much is being written about fintech; little about how it may transform our lives. Based on new research, Laboure and Deffrennes explain how fintech will create new possibilities for people in advanced and low-income countries alike.—Mervyn King, former Governor of the Bank of England

Laboure and Deffrennes highlight the growing importance of financial inclusion and technology. With a wealth of data and case studies, this book demystifies fintech and explains its role in democratizing finance.—Christian Sewing, CEO of Deutsche Bank

Financial services are to the economy what the nervous system is to the human body. Fintech is profoundly changing our economy and our lives. This important book is necessary reading for anyone who cares about the future of our economy or our society.—Lawrence H. Summers, Charles W. Eliot Professor and President Emeritus, Harvard University

A panoramic view of the rapidly changing world of digital finance and money, Democratizing Finance spans a remarkable range of issues with clarity and depth, and provides an excellent primer on the social and economic aspects of rapidly-evolving fintech.—Kenneth Rogoff, Harvard University

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